The Origin of CARE
CARE (Credit Abuse Resistance Education) is a national organization that’s designed to alert students and adults to the many consequences of consumer credit abuse. Originally founded in 2002 by U.S. Bankruptcy Court Judge John C. Ninfo II in upstate New York, CARE programs proliferated around the country until 2015 when CARE was organized into its own independent § 501(c)(3) not-for-profit organization. CARE developed out of a growing conviction among legal and business professionals that financial literacy in America must improve.
The CARE program achieves its mission by providing in-school presentations to students at high schools and colleges, as well as other community groups. Bankruptcy judges, lawyers, bankruptcy trustees, business professionals, and financial services professionals (including TransUnion, one of the big 3 credit bureaus) typically give these presentations. We make these presentations for free, taking time out of our own schedules to meet with students in the school environment during business hours.
About the Los Angeles CARE Chapter
CARE Los Angeles has reached over 3000 students since September of 2018. We tailor our presentations to the audience that needs us. Specifically, whether a first generation college seeker or a future skilled tradesman or a first generation English speaker, our information focuses upon the real world application of credit and budget concepts. We reach students before they have debt and educate them on the need to responsibly manage their finances. We have also added a segment addressing “paying for college” to our presentations so that we can help college seekers of all demographics succeed.